Why most people don’t care about money yet they think they care

This is a fascinating realization and I might be guilty a bit but most people don’t care about money yet it is so important. You also think you do care about money but the fact is you don’t care, if you love money you would not do things to impress other people with it but you will keep it and impress yourself following social proof is natural but to embrace the important of money you should fight against that’s urge of keeping up with the Jones.

They think money is for spending

Maybe you one of those people who thinks money is for paying bills and buying same food every month well let me burst your bubble money has many functions and bribing is one of them but I don’t mean negative stuff like that’s. Money has a function of making you well off meaning you can become to the point where money is not the reason you wake up in the morning to work for but wake up to spend it wisely and have fun with your life.

Secondly money can make you generous and give to those who has been really been dealt a bad hand not those who have anything functioning in their body yet can’t apply it well. Thirdly money can solve money problems even those that’s doesn’t seems like money problems and on the other hand money can be the problem for you if you are obsessed with it yet can’t handle it.

They have wrong beliefs about money

To be honest I know most of this beliefs but I never consider them or associate them with money I thought it’s something people say’s for no reason. But things you just say have a meaning and if somehow your mind process it you can end up having a negative view of that’s thing.

For example people say money is a root of all evil, which is not true you see how you act with other people money and cutting corners with it says more about you than the money itself. Money is a simple paper which exemplify trade between two people wanting to exchange something ,when your mind tell you to go steal money or keep change and cook books you don’t necessarily want money but you want what’s money can do buy a car a dress and so on.

Penny save is penny earned having that’s back of your mind limit your thinking to only make penny returns on your investment if you think you care about money you shouldn’t think like most people. Dismiss this kind of beliefs and create your own and think big numbers cause it true you attract what’s you think about .Rich people are greedy or selfish is a terrible mindset because its pushes you away from the only people who cares about money who can also teach you about money but if you resent them well you will get the same feedback.

You need to work hard to make money

If you believe this you may care more about your work than money since every month you don’t save as much as you suppose to. Your work ethic is good but that’s shouldn’t be your long term strategy about money cause if so you will never have more than enough and when by luck you do you won’t have time to enjoy it because the source require your attension.

The concept of multiple streams of income comes from this and that is why you don’t need multiple jobs but multiple assets that are pay you every month or every week or every day even every hour without you working physically or mentally for that’s matter except counting your money and tighten the books.

See if you truly love money like I do you don’t entirely leave things to people especially those concerning money you need some level of paranoid until the person you hired has repeatedly proved him/herself then you can trust those people with your family and your life in to a huge extent that’s a family lawyer or your head of security depending on your type of lifestyle Key pay this people well and don’t assume he’s an accountant he will steal some don’t create that’s room.

You think poor people are lazy or can’t think

I’m also quick to judge but in my experience wealthy people realize that’s not all people who are broke made themselves that’s way. They know about circumstances beyond their management and they know that’s we are not equal and slowly but surely I sympathize like this now as well.

In order for you to see how people are suffering because of a lack of tools and resources and even food make yourself a habit of leaving a tip when you buy or eat somewhere and see people who works in places where they earn minimum wage get excited.

All his/her salary covers number of people back at home and for you to say the person is working why should I give him a tip ,says more about you then the person trying to feed his family with minimum wage. Of cause other’s can be lazy and lack effort but those people are the most creative people and put them in the right place they will fasten the job because they want to chill but yet they need and value money.

This goes back to the topic of the day physical lazy people may suspect that’s why should I work hard for money that’s where smart work comes in. Every path towards money has a bit of it challenges you must endure if you really care.

They don’t have assets but have degrees

If you have a lucrative job that’s pays well doesn’t mean you care about money. If you live on that work and buy fancy cars and you have a big house and family you are not focusing on money but focusing on those things.

If your savings and investment is more than your take home you still an average person with a huge paycheck and I’m not trying to diminish your success you are a successful midlle class and that’s a good life but your kids have nothing after you gone and money cannot change a person who is not sophisticated about money.

Teach your children about money if you care about it and learn this financial education yourself, asset’s are things that’s pay you money every month not the ones that’s deduct your account every month those are liability and the bank won’t help you become rich but they can safety keep your money and take their fees for that’s.

So if you think you are rich because you have a lot of money in the bank thinks again you are rich in a sense but that’s just liquidity to help you have a buying power but your net worth shouldn’t be fixed in one place. Why because if that’s one place suffer some unforeseen consequences? Yea you will be out of the game and money tends to get bored and flow to people who can use it so save and invest some.

Thank you money lovers we are together in this ,money has nothing to do with your happiness but it can elevate it so don’t sleep on that it important. Keep bettering yourself and you won’t regret it for disclaimer I learnt this lessons for successful people who don’t consider themselves financials expects so am I take my advice’s with a grain of salt.

But I meant no harm here and nothing I’m selling but let’s follow each other and build powerful relationship LNM (uLwaz No Makhula) on social media.

breakthroughs I had reading books

I always refer to books and encourage taking a look into them but you might wonder why haven’t I share anything that’s I read. Well my concern is giving you my wrong interpretation of the original author meaning but today is a risk worth taking because after this you are responsible to confirm my understanding.

Books may say one thing but to us come as something totally different and sometimes we miss the whole point of the writer and we focus on money making books only or novels that’s becomes a form of entertainment ,today we not going to go much into fiction and novels but business books and life books with personal development.
I want to make this point clear the goal in reading a book is not to pass or fail like school or know everything in it but one breakthroughs is enough ,one idea or insight
.

  • From how to invest in real estate by Brandon tenor

This book is supposed to be focused on acquiring houses and all different types of real estates although they end up doing that’s but my breakthroughs came from the behavior lessons they teach first and good financial habits to become a great investor.

My first realisation was 80% percent of your income goes to 20% of expenses every month you need to figure what’s those is and try to consciously direct your funds ,cause at this moment they control you and you cannot take a bank loan without first learning to think critically and logical about your money rather than only relying on your feelings and social pressures.

We all know this is a pareto principle that’s was found by George Pareto in 1952 which states 80% of our efforts lead to 20% of our results and 20% of our efforts leads to 80% of our results the only thing we need to figure out is which 20% is more effective.

This application to all life happenings ,but what’s I found intriguing here was that’s I already knew about the principle but because the examples weren’t made about money I didn’t connect the dots up until this book did.

From crucial conversation*

This is a great book im still reading it too many lessons im going to get , already took something. This book is a research of years which has some human behaviour in it and encourage the necessary skills that’s builds emotional intelligence ,about 3 authors turned consultants wrote this one.

What’s I got we as people when we are in serious conversations with important people in our lives may be boss ,spouse ,parents and so on we tend to be in two modes of trying to solve the differences fight or flight mode ,winning or losing ,making him look bad and cover my ego and so on.

The authors state before talking back out of anger first ask yourself 3 questions 1. What’s do you want 2. What’s my motives especially that’s drives my blood to rush in the first place & 3. Can’t I have the same out come or third solution without making a noise out of ut.

They argue that’s there’s always a third option that’s we are blind to because our emotions and inability to think through our responses blinds us. Mastering this skills is a choice between having a successful meeting and be the only one standing up for the group and not annoy the boss in the process ,is putting in law’s in their place the moment you get merried and still retain their love for your new family. There’s a lot in this book and already something keeps sleeping through my mind.

The cash flow quadrant by Robert Kiyosaki and rich dad team

We all should know Robert Kiyosaki while taking his lessons with a grain of salt he’s all over the internet but this book he didn’t write alone there is a professional business people involved even from real estate but as of writing this the points I want to make seems to keep going back and forth.

With that’s said it’s important to take some notes when reading or listening to a book. This one taught me that’s there are 4 type of quadrants in Life ” E-employee ,S-Self-employed ,B-Business , I-Investor” and they all operate differently in life and their thoughts process and their lifestyle differ a lot and they encourage if people want financial freedom they should focus on B & I .

And made point like if you are an employee E ,you can finance a house for 15-30 years and call it an asset but what’s you don’t know is that’s it’s whose asset yours or a bank ,you got it right a bank because it’s pays the bank money from your salary every month and to you it’s a liability because it’s takes your money.

While if you are in B can make a profit from other people’s efforts from the system you have set up to buy a house in cash while it’s didn’t come as your burden .

You have to read this book because it’s easy to understand while the title make it look like a tough business book ,they touch on taxis as well that’s B- business pay less taxes because of their financial savvy and can always use the money that’s supposed to go to taxes to grow their businesses while S-self employed pay higher taxes then anyone because they don’t create jobs like B and make huge difference in a community and E pays taxes even before they recieve their paychecks from their bosses so already they don’t have control of their finances and lastly I -investing makes money with money and other finance vehicles like stocks ,real estate and mutual funds this one can pay less tax because other investments has high risks and high returns and there are average investors and sophisticated ones like mr Warren Buffet you should also beware of ponzi schemes and get rich quick in I ,.

Unscripted and Fastlane millionaire by Mj Demarco

This are 2 books by the same author you can skip millionaire fastlane if you are in a rush to riches and need tools now because unscripted touches most important aspect of millionaire fastlane.

MJ found his major success in tech space after being in real estate and firstly being a limousine driver here he ended up being a computer programmer making a program that’s made 100 thousands every month till its evaluation lead to millions of acquisitions and made MJ a multimillion and he retired at 30.

The first thing I like about Mj view of the world is unlike most people and the accepted beliefs in our society today he crushes them and from psychological perspective he tries to frees our minds for believing man made dogmas that’s ends up having our lives set up in a certain way.

Like monday to Friday and chill on the weekend for him everyday is the same no boring lazy monday and a crazy weekend ,all is in his control and balance hence he encourage like cashflow quadrant creating system that’s frees our time to do what’s ever we want and when ever we want and not having a boss telling us what’s to wear or which time to go.

In order to achieve this self discipline is vital ,understand the industry you want to generate income from its must have this 4 qualities ,1. Entry barrier – it’s should be a hard market to get into thus less unnecessary competition and wanna bees. 2. Control – if your business run through Facebook for example you are in risk of being out of business if facebook changes it’s algorithms ,that’s why Mj has his own website with like minded people and traffic that’s make him money. 3. Time – What’s you do you should do it once and be able to leave it and maintain it without it requires you to be there everytime ,internet based businesses most are like this now uber and more you buy a car someone else drives it and gives you money.

He hates the businesses that’s rely on too much people because of HR involvement and people have a way of making things complicated but yet encourage business a also a great tool to financial freedom. And Forth is Scale – What’s you set up should be able to scale and make millions because it’s reach millions or it should have a magnitude one sale can be a million e.g royce royce or Ferrari etc.

This is MJ last stand to the worlds ignorance of money because he say a person seeking a financial freedom needs to first have a

difference beliefs about money , and see money as equivalent of value he produces and provides and encourage people to be producers rather than consumers more. This is amazing books the value in them cannot be matched I will really recommend you take the time to read them.

Lastly I want to recommend different books for different reasons

I have a lot of books that’s im reading and have read and I feel like not doing justice if I list the last one rather I will give you names and titles :*Sa tue- The art of War this book taught me that’s ,if you say you going to do something do it or people won’t respect you and you will loose credibility and seem weak

* 48 Laws of power by Robert Green , I read this book as audio book and one of my earliest books it’s easy to understand but at the time I couldn’t apply it to my life but today its a different story.

*25 Laws of doing the impossible by Patrick Bed David ,I saw this guy on YouTube having a valuetainment channel and kept following him until he recommend his book since he was teaching about entrepreneurship he is such an inspiration and he made me see life and business differently.

* DR money guide by Dave Ramsey this book taught me a lot of things about money budgeting ,babysteps saving and most importantly negotiations and my mindset about failure and money.

* African Midwives I forgot the author is the first book In my life in 2017-18 this book literary changed my life and open up me to the world of reading ,its author is a mother it’s taught me more about life and helped me to be able to understand people and be open to then not judge them before I know them , also taught me to know the god role in my life I have been always been a religious person but because that’s what’s we did at home other than that’s I was still a normal person than this book tolds me let’s go and let god.


*How to win friends and influence people by Dell Carnegie ,I have never read a book twice but I owe it to this one its not a manipulative book its a skill everyone should have in order to live with other people productive and effective.

*Think and grow rich by Napoleon Hill this is a famous book it’s too big but I read it in my eary days and its was so fascinating , the thought are what’s make us or break us .

*Rich Dad poor dad by Robert kiyosaki * I read it earlier too and everyone has to its a no brainer the book is famous for a reason. *How to win in a sport of business Mark cuban it’s self explanatory but this billionaire is not doing numbers here he simply tells us how he made it starting from bottom up without loans and stuff , he says you only have to be right once to win big so failure is a normal thing here.

*Hustle Hard hustle smart by 50 cent this one showed me a lot of common things we have challenges with as people like our families are so close to our hearts they can be our downfall as well. *Elon must biography by Ashely vans , the inventor and business man elon must of this era who is still making big things taking us to space and building nice cars a must read.

*Ford biography , Hendry Ford whose a founder of a ford motor company worth millions to day ,his story is word listening to or reading. *Man search for a meaning by Dr Franklin , who was in 3 concentration camps and suffer the nazi oppression during the wars back theb a must read or listening he argues there’s always a meaning behind things that’s happens in our lives good or bad.

*Sepians by Yuvol noah harari , this is history of mankind where we come from till today how we have evolved and build this kind of society we are living in today , I haven’t read a book called homo dues which the author is said to be talking about the future ,a both must read in your lifetime.


*Negotiations without splitting a difference by Chris Voss ,best book on negotiations from a FBI hostage negotiator fun to read and quite humorous.

*Influence the psychology by Rorbet * I might not remember author surname but online you will find this book and others , this one touches our humanly born with triggers in our systems brains to comply and give in or not give in to situation ,reading this book will save you from a lot of psychological trick that’s can be played at you, from buying things you don’t like or need to not being easily manipulated .

The list is endless but im sure I have gave you the great start this mixture will do you good in your life , Novels I will recommend in their own blogs and possibly tv series that’s are educational Thanks for taking the time and reading such a long blog. LnM (ULwaz No Makhula) follow us every where .

How to position yourself for success

The thoughts you cultivate and the action’s you take with your time are most that’s matter (green links will lead you to related topics)

That’s all said than done, so I have to elaborate based on my lifestyle and people I have observed around the world the positive influencers and more. Success is different thing to different people like happiness we translate it differently but for this audience I want us to focus on success of having money being liquid and investing as well as ability to do what’s matter with your life and find meaning in it and maybe really enjoy it.

  1. What’s you think about most of the time.

Other like me years ago we don’t consider what’s exactly consume our minds, but I can assure you what’s consume our minds are what’s we read, watch and listen to and most importantly what’s we do. So to position you to success with little effort is to change the above things that are goes to your awareness and mind.

Dtox the producer who taught me the most about music was the one I listen to most of my 20s, I visited his studio and hang out even if there was nothing I needed, id go and chill because he is a little bit older than me everything he said as a friend was true and I didn’t argue at all.

That’s way I positioned myself to be a great music producer but it was not that’s easy I was luckily to have avoided his not good habits and without knowing it I only took what’s matter and leaved the ones that’s didn’t make sense to me. You might not be so lucky and friends feed you everything that’s you don’t have time to surf.

The most effective way I might be forgetting as influencing your mind is what you say ,when you talk to people the beliefs you share shows what’s goes on in your mind and the more you say it the more you reinforce it to your life ,no matter if it good or bad

2. What’s actions you automatically take (Habits)

Thoughts are things and that’s cannot be far from the truth, but other thoughts are nothing until you act on them those are the like of ideas, wishes, hopes and desires all of this requires a will to act on it and manifest it. It’s always recommended you do things everyday to transform them to habits and do them without thinking. But if all you do is think and chill then nothing will matter.

My example is I started music out of passion but I ended up needing to push myself to make beats and write songs and then later I ended up doing this effortlessly ,now this writing is hard sometimes but I have to keep doing it so I will go through dip and plateau and come out the other habit side.

If you’re automatic action is smoking and drinking then you will be stuck on those bad habits. If you change roads to your direction every time, you will miss the chance to be in one position where success will find you mastering.

3. Your beliefs and usage of your income

There is a saying that’s says to see what’s other person value look at where he spends his time and money. For now let’s focus on money, today I learnt or have something reinforced to me that’s formula ISS (invest, Save and Spend) this is a way to position yourself for financial success.

Lot to consider about the above statement like saying you are investing while maybe you are gambling or saying this is worth your time while it’s just a hobby it won’t have returns necessary for you to be able to invest.

Choose one thing and stick to it as your investment, when times get hard look at it objectively not emotionally and see where the problem is and try again and again.

Losing money is part of a business so as making it ,but if you don’t have a business or investments losing money might means being careless with it or you like to spend more than saving and investing so success is not possible in that’s case you got to change.

4.The app’s you use

In this day and age the writings should go with times and we cannot avoid the fact that’s other people spend more time on app’s than anything they do in their lives. Whatsapp ,Face book ,Twitter ,Reedit ,LinkedIn ,Google ,YouTube ,Qoura ,Vlc & other media players , games , websites ,Word press, pdf books and many more.

Since most of us have phones and it’s has been a source of income for most people as well and they do businesses in it. But other apps are pure bad waste of time and a sure way to position you for failure. I don’t want to tell you which are bad ones and which are good ones cause that’s is different for many people but like Mr. Robert Kiyosaki say Assets are what’s put money into your pocket and Liability takes money out of your pocket, games and in-purchase live in it take money and time in your life it doesn’t seem like a good thing especially when you are an adult.

 For parents this can work well in your favor by controlling game usage in your house you can use it as a reward to your kids after they have done something positive within the day, that’s be reading a personal development book, watching a how to video and actually seeing your kid acting on an idea maybe that’s might mean no games at all just pure fun in work and talent.

There are apps that’s are really good for your productivity ,like the to-do list app and screen time recorder to keep tap of how many hours you are using on your phone.

There is nothing wrong with using a phone but for me and other people alike there should be positive returns as money or value added into our lives. You might say you are a trader and you use a trader app all the time but if you cannot separate it from your real life than there must be a problem.

Same as saying you are pushing on face book maybe your brand but you are busy destructed and find yourself engage in people’s posts that’s has nothing to do with why you are there.

5. Morning rituals

This message of morning tasks has come to me in different ways. Do your beds first thing every day so you will create habit out of it, take a bath too or read a chapter or so before getting out of bed of a biography or a good book. Wake up at the same time every day.

All this are good advices I also have found that’s having the tasks being planed the night before is more effective and your day has a 60%- 90% to being successful so I also write things I need to do maybe one thing in details and in the morning before my mind give me reason’s not to do the task I move so fast and get it done.

This might be hard for most people who over think things and that’s okay I have aspects of my life where taking things slow is better like the process of buying a big purchase like a house or a car or anything that’s require thousands of cash I try to show concern but yet not rush about it.

But when it comes to doing those tasks get them out of my way I move fast unless if I’m making a point to other party whoever it may be. I don’t give in to procrastination here is why you shouldn’t as well when a planning a task there are unforeseen consequences that’s may lead you to finishing the task the following day and if you already delayed the process of starting then this task will end up taking 3 days, where first day you busy wasting time thinking about it and second day starting it and be stopped because of a materiel shortage or anything and third day where you finish the job.

Today I learnt that’s what’s you start with you do well, this really made sense to me because look at today’s article it’s the first thing I did and I’m sure there is a lot of value in it. Now imagine I wrote this later in a day the results may have been not so good but you wouldn’t notice.

For this information to work in your life you need to find your own truth in it. Oppose all you like I’m not a super Google kind of person I have flaws as well I’m just sharing my realizations and what’s had work best for me and the lesson’s I have found worth sharing.

Be so smart that’s you read the BS in this article and dismiss it ,my goal is to have you hooked in our content that’s its changes your life to the point that’s you recommend us to some of your friends instead of trying to explain all of this to them. It’s better to lead a cow to drink water then holding it head with that’s said we are not cow’s we are people thanks for spending time with us.

See you on the next subject. LnM like our page in your left as well as following us on all social media’s as ULwaz No Makhula.